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Did you know that the average North American funeral with viewing and a burial costs ranges from $7,000 – $10,000? Life Insurance can help cover these costs and other ongoing expenses for your employees’ loved ones.

Why Offer Employees Life Insurance?

To attract and retain quality workers, it is crucial that businesses offer their employees life insurance policies. Our dedicated team members will help you choose a policy that best fits the profile and budget of your company and your employees.

Life insurance policies protect families and loved ones in the event of a death. Proceeds from your life insurance policy can help to cover final costs and provide your family the resources needed to continue meeting financial obligations well into the future. We offer numerous coverage options from selected insurance companies specializing in term, whole, and universal life insurance coverage.

What is Term Vs. Whole Life Insurance?

Term Life Insurance is only applicable for a specified time period, or term. These plans solely provide funds for death benefits. Often, these policies become significantly more expensive with age. Many companies offer these policies as a way to supplement permanent plans. Whole life insurance, also known as permanent life insurance, differs in that it doesn’t have an expiration date. To obtain this insurance, employees must take a physical examination. Payouts from these plans cover death benefits as well as a cash value for the accumulation the plan generated during its lifetime. This accumulation can also be drawn from during the life of the policy. Although these plans have higher premiums, they can sustain a high value over multiple years.

Our team members have the passion and dedication necessary to ensure your employees’ families will be taken care of in the event of a covered employee’s death.

Why trust InSource?

You can trust our team members because they have the ongoing and technical training necessary to create a life insurance policy that will meet your company’s unique needs and budget. We are proud to provide quality life insurance with locations in Midland, TX, Odessa, TX, Lubbock, TX, and staff located throughout the state and across the country. We have employees who are licensed to sell and service insurance products in almost every state. Our experience and size has helped us to develop relationships with multiple providers who specialize in offering life insurance.

No matter which type of life insurance policy your company wishes to provide for its employees, we can help! Our team members would be happy to discuss your current policy, or to provide life insurance quotes. Give us a call today to learn more or to get started!

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