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Builder’s Risk

Whatever your role in this project may be, InSource Insurance will work with you to pick the right insurance policy for you as one of the top builders risk insurance companies.

Property insurance covers many unique facets of the gas and oil industry, including builder’s risk insurance. As your business grows and develops, it’s vital to establish the necessary insurance you’ll use when your building or risk in in the construction phase. Builder’s Risk Insurance can be purchased by the builder, general contractor, or the property owner.


What is the right amount of insurance coverage?

InSource has relationships with many major insurance companies as well as some lesser known ones. The ability to compare coverage and price allows us to get you the best coverage for the best price. When choosing the right amount of coverage, our team of experienced agents will thoroughly explain the best coverage for your project. What does builders risk insurance cost? Since builder’s risk insurance pays for damages up to the coverage limit, using the construction budget will determine the amount of insurance that is needed and how long you’ll be utilizing it.


What is covered with builders risk insurance?

Builder’s Insurance will provide coverage for damage to any structure that is being built. This type of insurance doesn’t just provide coverage for the unfinished structure, it also provides coverage for many other pieces of the building process.

  • Materials on site
  • Materials being transported
  • Equipment stolen or broken
  • Costs due to ordinance changes

Land value is not included in coverage, but the extra excavation or landscaping can be added to the total of coverage needed.

Why is builders risk insurance needed?

Due to the unpredictable nature of weather and outside forces, this insurance is essential for any business that is building or expanding in Texas. Natural disasters can take many companies by surprise and if you aren’t prepared, one of these risks could threaten the productivity of your project.

  • Fire
  • Wind
  • Theft
  • Lightening
  • Hail
  • Explosion


Builder’s Risk Insurance can be tailored to meet your needs and stay within your budget. Working with InSource will help you move forward with your project as you help your business grow. After the construction is done, we will help you choose the right property insurance for your new building. Give one of our agents a call to see how we can personalize your own Builder’s Risk Insurance quote specifically for your unique building project.

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