We Provide The Best Business Insurance in DFW, Texas
As the largest metropolitan area in the state of Texas, Dallas Fort Worth (DFW) is home to industry giants in oil, gas, transportation, technology, and communications. Protect your DFW business with an InSource insurance program that’s tailor-made for your industry.
With its mild winters, thriving job market, tax incentives, and reasonable cost of living, the DFW area has become a hub for major businesses in various industries. Though it is a great area to grow your company, DFW businesses face many environmental hazards. Unfortunately, droughts, tornadoes, and floods are commonplace in North Texas.
There are also industry hazards to look out for as a DFW business owner—if you’re in the oil and gas sector, your employees are at high risk for work-related injuries. Without proper commercial insurance, a single workplace incident could shut down your operations and drain your bank account.
Don’t wait until it’s too late to purchase an insurance program for your business. Our InSource experts can help you identify the hazards that threaten your business and find the best property insurance, general liability insurance, auto insurance, and specialized coverages for you. With the right insurance coverage, a workplace accident or natural disaster won’t wipe your business off the map.
Many small business owners think that saving money on insurance premiums each year is worth the risk of having insufficient insurance. However, a single lawsuit, workplace injury, car accident, or property loss can be costly enough to devastate your business. Purchasing adequate coverage is far cheaper than paying out-of-pocket for a loss.
There are many factors to consider when choosing the right business insurance to protect your business. Coverage is complicated—that’s why we’re here to help you find the right insurance for your needs. InSource has proudly served our home state of Texas for over 80 years, so we know a thing or two about the hazards that threaten DFW businesses.
Your DFW oil and gas business sees countless risks on a daily basis. According to the Occupational Safety and Health Administration (OSHA), some of the top safety hazards for the oil and gas industry are:
- Highway vehicle accidents
- Machinery accidents
You can address these hazards by purchasing comprehensive commercial auto, workers compensation, and commercial property insurance policies. However, to protect against additional occupational risks, such as pressure system failures, damaged equipment, and machinery transportation accidents, you might need supplemental policies.
Our team offers control of well, rig and hull, oil and gas lease property, and riggers liability insurance to cover the risks that standard commercial insurance coverages exclude. Keep your DFW-based oil and gas company safe with insurance from InSource.
Occupational risks aren’t the only thing you should be worried about when covering your North Texas business. The weather conditions in the DFW area can cause significant damage to your property. Standard property policies cover some environmental risks, but you may need additional coverages to fully protect your business. These include:
- Flood insurance: Commercial property policies usually won’t cover property damage caused by floods. Even though Dallas and Fort Worth aren’t at risk of hurricanes, the area experiences heavy rainfall and flash flooding. Consider purchasing a flood policy to cover your buildings and business assets.
- Wind/hail deductible buy-backs: Property insurance companies often impose high wind and hail deductibles on businesses in storm-heavy areas like North Texas. If your expensive property is subject to a high deductible percentage, a buy-back policy can reduce out-of-pocket costs after a storm damages your property.
- Comprehensive auto coverage: In Texas, it is mandatory to carry auto liability coverage, which pays for medical bills and property damage to the other driver’s car after an accident. Comprehensive coverage is not required, but you should consider purchasing it to cover damage to your vehicle caused by a flood, tornado, or hailstorm.
There are countless insurance agencies out there that claim to provide the best coverage for your DFW business. At InSource, we’ve spent decades honing our craft and identifying top-tier insurance carriers that will keep your company safe. From standard insurance coverages to specialized programs, we’ve got you covered.
Don’t let a disaster ruin your DFW business. Contact us today to learn more about our commercial insurance solutions for Texas business owners.
Protect your business with the right insurance through InSource Insurance Group.