Personal Lines Insurance
InSource helps you protect the people and possessions that matter most with affordable personal insurance policies.
Plan for the Unexpected With Personal Lines Insurance
When you finally get the keys to your dream home, get behind the wheel of the car you’ve wanted since you were a teenager, or set sail on your new boat, you probably aren’t thinking about what could go wrong. But one accident could damage your investment or wipe it out completely—causing a major financial headache.
With personal lines insurance from InSource, you don’t have to worry about draining your bank account after a natural disaster, car accident, or guest injury at your home. Our comprehensive insurance options help you cover the costs of a claim, pay for lawsuit costs, and replace the belongings you worked so hard to buy.
52%
of coverage is for personal insurance
Ready To Save on Your Insurance?
Are you tired of watching your home and auto premiums climb every time you get a new bill? Turn to InSource. We use our long-term relationships with trusted carriers to negotiate the lowest premiums for personal insurance coverage.
Our Personal Lines Insurance Options
From priceless heirlooms to the family you plan to pass them down to, InSource can help you protect the essential things in your life. Whether you’re buying your first car or your second home, we have every personal lines insurance policy you need to keep your investment safe.
Homeowners Insurance
Home is where you can shake off the stress and spend quality time with family. But when life happens, your home can also become a source of strain. If you find yourself dealing with a leaky roof, stolen furniture, or a scorched kitchen, your personal property and dwelling coverage will help you repair or replace the damage. Your policy will also pay lawsuit costs if someone gets injured in your home or you damage another person’s property.
Personal Property Insurance
Your homeowners insurance will pay to repair or replace many of your personal belongings after a covered loss event, including furniture, clothing, and electronics. However, you only receive limited coverage for certain valuable items, like jewelry, silverware, collectibles, and fine art. For extra protection, you can purchase a separate personal property insurance policy from InSource or add an endorsement to your home insurance.
Personal Auto Insurance
Car insurance isn’t just an important part of your personal risk management strategy—most states require it. That’s because even a minor auto accident can cost you thousands in property damage. If someone gets injured and sues, those costs can climb into the six figures. Your personal auto insurance will help you pay for car repairs or a new vehicle, medical payments for other injured drivers, and lawsuit fees following a crash.
Personal Injury Insurance
Depending on your state, you may be required to purchase an auto policy with personal injury protection (PIP) coverage. Personal injury insurance covers medical expenses, lost wages, and even funeral costs for the insured driver, regardless of who caused the accident. Whether PIP insurance is required or optional, InSource can help you choose the proper amount of coverage to keep you and your passengers safe.
Life Insurance
Your employer-sponsored life insurance may offer a little protection for your family if something happens to you. But if your spouse and children rely on your income, you probably need a separate personal lines insurance policy that provides more coverage. A policy from InSource can help provide peace of mind that your loved ones can pay monthly bills, funeral expenses, childcare, or outstanding debt in your absence.
Vacation Home and Rental Insurance
Are you finally ready to buy a vacation home on your favorite lake, beach, or mountainside? You need a second homeowners policy that covers risks when your secondary residence is both occupied and vacant. And if you plan to rent out your vacation property, you may also need short- or long-term rental insurance. InSource can help you identify your risks and find the right vacation home policy to keep your getaway safe and sound.
Boat and RV Insurance
Whether you plan to spend weeks in your new RV on a cross-country road trip or take the family water skiing on your speed boat, you need insurance to protect your purchase. Your boat or RV insurance coverage can help pay for damage to your property and lawsuits after an accident so you don’t have to dip into your savings. No matter what vehicle you buy, InSource can ensure you’re protected on land and in the water.
We Tailor Our Personal Lines Insurance to Your Needs
At InSource, we understand that every personal insurance client is different. Some only need a simple auto and home insurance policy, whereas others have vacation homes, RVs, motorcycles, boats, and fine jewelry to protect. No matter your insurance needs, our team will work closely with you to identify your goals. Then, we’ll create a customized insurance package that provides adequate protection during any claim scenario and fits your budget.
Our team isn’t just here to find a few policies and send you a bill every renewal period. We can help you file claims, adjust your policies as your needs change, and look for additional ways to save, like bundling your home and auto insurance. As risk management specialists, we can also periodically reassess your risks and recommend new limits or policies to protect your financial future.
Get in touch to learn how we can help you protect what’s most important.
Need Coverage for Your Business?
InSource isn’t just a personal lines insurance agency; we specialize in commercial insurance for businesses across the nation. Whether you’re just starting your journey as a business owner or need better support from your agency, we can help.
Contact Our Insurance Experts
Reach out to an InSource expert to learn more about your personal lines insurance options or request a quote.
