Our team has the experience and partnerships to provide commercial auto insurance that will best protect your business and your employees.
A standard commercial auto policy applies to many types of vehicles, including cars, trucks, and vans that you or your staff use for business. If you or an employee causes injuries or property damage in an accident, your commercial auto policy helps cover the costs up to the coverage limit.
If you select a standard commercial auto policy, we ensure that the following three types of drivers are covered:
- The named insured: The individual who took out the policy is insured regardless of whether they were involved in the accident.
- Permissive drivers: Anyone you have granted permission to operate the commercial vehicle is covered.
- Omnibus users: Anyone who can be considered liable for any accident or negligence perpetrated by you or your permissive drivers is insured.